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3 Things To Do Before Letting Your Teen Drive

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Driving is a rite of passage for teenagers. What adult doesn’t remember the joy of being handed the keys for the first time, experiencing the freedom of the open road? There is an absolute thrill about getting behind the wheel and realizing that the world is wide open and ready for exploration.

Before that big day comes, though, parents should take the time to lay down the law about appropriate behaviors and choices. The following are three things to do before that momentous occasion.

1. Discuss Emergency Procedures

It’s not just about your teen’s choices. Others are in cars, making their own decisions, and it’s possible that their driving could impact your kid. Make sure they know the answers to “What should I do after a car accident Houston TX?” After all, even adults struggle to think clearly during such chaos. 

Make a checklist of decisions for them. Remind them to get out of the road, call the police and seek medical help if needed. In addition, ensure that your driver knows where to locate insurance and registration information.

2. Add a Tracker to the Phone

Nowadays, technology can ease your mind about your teen’s driving behavior. Applications not only track where they are but how they are handling the car. You could get information about where they have been, what speed they went and whether they were following the driving laws. Use this to see that they are toeing the line.

3. Create a Driving Contract

Make driving less emotional and more professional. Write out a contract with your rules, and be clear that you expect them to be followed. If they aren’t, you have the right to take back the keys and refuse driving privileges.

Celebrate your teen’s arrival at a major stage, but also establish some boundaries. Remain in charge and set some ground rules to help make this transition safer for all.

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The Next John Branca UCLA: How To Get a Job in Entertainment

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To many, finding a job in the entertainment industry is a dream come true. You get to meet interesting people, travel to beautiful destinations, and contribute to the success of the arts industry. Unfortunately, it is often thought of as a pipe dream, only achievable if you have established connections with the rich and famous. 

While who you know is undoubtedly important, it is by no means the only path toward entertainment work. Entertainers and those who serve them come from a wide range of backgrounds and bring to the table myriad experiences that drive them toward success. If you are one of the many dreamers hoping to join their ranks, there are several steps you can take to ensure the best shot at reaching your professional, and thus personal, goals. 

Expect the Unexpected 

It’s no secret that actors, artists, and authors can be unique, even difficult, clients. They are often the type to brush off rules and deadlines, leaving you in the dark as you try your best to represent them. John Branca has shared countless stories of his experiences working with entertainers. While comical, they highlight a greater need for success in the industry: be prepared to work with all kinds of people, and be able to show flexibility, patience, and humor in the face of the unexpected.

John Branca on Being a Music Lawyer from John Branca on Vimeo.

Work Your Way Up

Your first job in entertainment may not be working for a famous musician or at your favorite record label, but that doesn’t mean it isn’t a good opportunity. Many get their start in the industry by taking volunteer positions or internships that provide little or no money but much-needed experience. You won’t get a job representing the best until you’ve demonstrated your ability to handle the basics of the job. 

Remain Calm, Cool, and Collected 

“Never let them see you sweat” is a common refrain in many industries, but it takes on new meanings in entertainment. No one wants to work with an attorney or representative who doesn’t seem confident in their abilities, nor do they care for those who are easily angered or anxious. Instead, keep your cool to show that you have the situation under control, and your expertise will elevate you and your clients to new levels of success. 

No matter if you want to produce music videos, represent artists in court cases, or manage your own PR firm, it takes a lot of time and patience to find a worthwhile job in the entertainment industry. If you work hard work and put on a winning personality, though, the stars are the limit. 

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What You Should Do When Dealing With an Accident

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If you become hurt in an accident, be it through work, on the road, or anywhere else, it is possible you are facing injuries, debt, and uncertainties. Maybe you even became disabled. Here are some of the steps you can take when dealing with this situation. 

Keep Medical Records of Any Injuries

If you have any injuries, big or small, this would be a good time to keep records of them. You want to show that the reason you are suffering, in pain, or have had your life altered is because of what you experienced through the accident. This can help your case if you go to court, or even if you have your attorney settle it out of court for you. 

Talk to an Attorney

Although some people might try to work without an attorney, thinking that they will save money, this can backfire. Working with an attorney is crucial if you are going to court and need to prove the other party was in the wrong, or even if you need help getting disability. Working with disability lawyers in Iowa can make the process easier, and the lawyer can tell you what to expect when dealing with your case. 

Document Everything Along the Way

If you have a case or need to prove something, it is important to document everything you are experiencing. This could range from phone calls with insurance companies, problems with your injury, or even how this is affecting your lifestyle. The important thing is to save information that could help you build your case. 

Going through an accident of any kind can be overwhelming. Make sure you keep records of your injuries and talk with an attorney if you need assistance in getting disability. Document everything along the way to help yourself build a stronger case. 

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What Is A Business Loan And Tips To Improve Chances?

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In this portion, we will address what is a business loan and tips to improve your chances of getting them. Also, we will enumerate the reasons why an SME takes a business loan in Singapore.

What is a business loan?

A business loan is the kind of loan that is popularly taken by either small or medium businesses. The main reason being, they need money so that they can buy things that can help them grow in the market. If they grow in the market with the help of the loan, then it is a good thing as the loan was very helpful. If this happens, then the company will have a good time repaying the loan amount in EMI. Just like business financing, you can also get a car financing Singapore which is easy to get. The only thing is that the car will be in the name of the lending company till the EMI is paid. If the borrower fails to pay the EMI, then the lending company can take away the car because it is theirs. This is a bad thing to happen because it will show a negative marking on your credit rating report. It is very easy to get any kind of loan, but you need to have money to repay it on time. In Singapore, there is around 65% of the economy made up of SMEs. This means that there are mostly a lot of startups in Singapore, and they need money to survive. Most of the companies in Singapore are big corporations as it is the world business capital.  A lot of big businesses work and operate in the country. There are a lot of businesses that you can find here, and it is challenging to survive here. They have to face tough competition in everything that is business and other things.

What are the tips to improve your chances of getting a business loan?

Given below is the list of tips that you can use to increase your chances of getting a business loan Singapore.

  •  Build a good credit record

A credit record means a good credit rating of the business in the market. This will improve your chances and also get your loans faster and with less interest rate in the market.

  •  Provide a clear and good business plan

If you have a clear business plan, then you can also decide if you can pay the EMI or not. This will help you to decide whether to take the loan or not take the loan.

  •  Have a well-maintained bank balance

If you have a good bank balance for your business account, then you can take a loan very easily. This is because it will show a good report to the bank or institution and will give you a loan quickly and with less interest.

  •  Have existing and upcoming projects in mind

When deciding the amount of loan that you want to take, you should check the existing and upcoming projects. Moreover, it will help you to finalize an amount that you want to take for the projects as well.

  •  Apply at the right time

The right time to apply for a business loan is when your business is selling things in the market. If you have an unstable business or it is going in loss, then it is good that you don’t take a loan.

  •  Provide the required documents

When you are applying for a loan, you must have all the documents ready, which means on the go. You can just research and then go to the moneylender, submit the documents and just wait. You will then either get an approval letter or a rejection letter back from them.

What are the reasons why SMEs take a business loan in Singapore?

Given below is the list of reasons as to why the SME takes business loans.

  •  Accelerate growth and expansion

If a company wants to grow in the market, you will need money to do so, and you can take a loan. Or else if you are thinking of shifting or making the current place big, you also need money.

  •  To take advantage of opportunities

A business opportunity is a good thing for any business. If a business can identify an opportunity, then it will need money to pursue it. This is why you need to take the business loan, and then you can fulfill or grab the opportunity.

  •  Inventory and equipment

Suppose you want to increase your inventory or buy new equipment. Then you need to take a business loan as these things are very expensive.

  •  To grow creditworthiness.

If you take a business loan and repay it, then it will increase your company’s credit rating a lot and help them grow.

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Why Is Project Management Important?

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Whether you are looking at being involved in building a new school, a new hospital, or a new facility for any purpose, you want to do all you can to ensure that all goes as smoothly as possible. Regardless of your role in the project, you want to ensure that it is a successful project, completed on time and within budget. While this may sound reasonable, on the majority of construction projects this is can be a daunting and challenging goal and is most likely not going to be accomplished that easily.

The different stakeholders on most construction projects are the owner, the construction manager, the architect and/or engineer, and the general contractor. The owner may be an individual or a business. The construction manager could be a person or a team of people working for the owner. The architect or engineer also works for the owner and is in charge of managing the project design and engineering calculations. The general contractor has been hired by the owner and is tasked with the daily management and operations of the project as well as selecting and managing any subcontractors that may be required. Regardless of the stakeholder, project management Terre Haute IN is key to the successful completion of the project.

While all stakeholder’s roles are crucial to the successful completion of the project, the construction manager is in charge of the daily on-site operations and management. There will inevitably be unexpected surprises that must be dealt with. There can be price increases that cause cost overruns, scheduling issues caused by unreliable subcontractors, and delays in getting equipment on-site on time. These surprises can lead to flow chart challenges. On any construction project, certain tasks have to take place in a certain order, For instance, the grading has to happen before the concrete is poured. If the grading runs into unforeseen delays, the concrete work is delayed, which delays many other aspects of the project.

Obviously, effective project management will ensure that the project is successful and that all the stakeholders are pleased with the final result.

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A Guide on Replacement of Your Air COnditioner

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Picking to change your old AC is an essential choice. Modern air conditioning units can last upwards of fifteen years, so you must pick the proper device for your residence’s air conditioning requirements. It’s not a decision that needs to be hurried. However, if your older AC breaks down on a 100-degree day, you might not have a selection. You’ll need to make a fast decision.

Much like an old automobile, AC units show signs of failing before they in fact fail. By taking notice of the performance of your older AC, you can begin planning for the acquisition of a new system prior to you require it.

Below are the top four signs your AC is nearing the end of its life.

  • Your A/c is Greater Than 10 Years Old

This may seem noticeable, however, if your AC is getting older, you need to start getting ready for the acquisition of a new unit. Unlike heating systems, air conditioning units are typically outdoors as well as subjected to severe temperatures throughout the year, which reduces their life span. Modern air conditioners can last between 15 to 20 years, as well as older AC units last around 10 to 12 years.

  • Your AC Unit Regularly Breaks Down

If you’re obtaining yearly AC tune-ups from the best AC service, your AC should not be experiencing failures throughout the summer season. Numerous usual AC concerns are caused by an absence of maintenance, as well as getting your system maintained will avoid them. Heating and cooling technicians are also able to preemptively detect and repair any issues your A/C may be experiencing prior to the summertime period begins.

  • Your Energy Expenses Have Skyrocketed

Unless there is any kind of unexpected modifications in your house’s power use, your energy expense ought to remain around the same quantity on a monthly basis. If your energy usage behaviors have remained the same; however, your regular monthly bill has visibly raised, it might be time for a new AC unit.

  • Your AC Utilizes R-22 Freon

Starting on January 1, 2020, Freon will no more be generated. This may not sound like a huge offer, yet it could impact your house greater than you believe! If you own an air conditioning unit that is over 10 years old, it likely utilizes a cooling agent called R-22 Freon. R-22 has been located to have unfavorable effects on the environment, as well as EPA is phasing it out of use.

If you are looking for affordable and quality service, please follow the link.

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Things You Must Know Before You Book an Air Cargo Online

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Have you ever shipped cargo using air freight services? If you have, you would know the process, and if you have not, there are several things to consider. To book air cargo online, you have to go through a long process of formalities. Almost every trader commences his business with inclined regard and reliability on maritime shipment. You must also have your trading preference fixed on sea transportation unless some urgent specified client demand comes up. So, if you are now looking for options to book air cargo online, you must list these few things to consider. 

Factors To Consider Before You Book Air Cargo 

To book air cargo online without any hassle, you must be aware of the factors that affect the process. Just like maritime shipment, air freights also require customs clearance, security checks, etc. But what counts is booking air cargo at the best price! 

#1 Air Cargo Pricing Strategy 

Air freight charges are prone to frequent fluctuations. You may not find constant prices, and last minute bookings can cost you more! The demand for cargo shipping, the network of airlines, fuel costs and weather changes influence freight costs. Find the best shipping service provider that hosts online booking on their separate portal. This way, you can avoid the rush and server breakdowns. 

#2 Source of Online Booking 

For you to book air freight online at a reasonable price, you must choose a reliable source. Just like you choose a travel agent to book your air tickets, you must find a shipping service provider to book air cargo. You can get lower rates, a functional website for online booking and additional benefits by choosing the best source. 

#3 Available Choices 

You will get different options of air freight services to meet your shipping requirements. They are:

  • Consolidated Freights (Consols): Airfreight service where one aircraft carries multiple freights from different traders. 
  • Charter Services: This service is an occasional occurrence wherein a trader books the entire plane for shipping a huge consignment. This service comes at a very high cost. 
  • Direct Services: This facility is served in the hold of a scheduled flight where a single and low volume cargo can be transported. 

You must consult a reliable service provider before you book air cargo online. Since most airlines charge a heavy penalty or fee on booking cancellations, you must make a wise decision beforehand. 

#4 Restrictions On Certain Cargo Shipments 

There are some goods that you can never send using air freight services. You have to rely upon maritime shipment for trading these goods. So, be careful before booking your air slot online as your cargo will not clear the customs if it does not qualify the list. Gases and flammable items, any form of explosives, strong magnets, products that carry safety warnings, radioactive items, and infectious items fall under the restricted category. 

#5 Air Cargo Tracking Facility 

If you book your cargo online using the website of a renowned service provider, you can use the direct cargo tracking facility from the company portal. There will be no need to use the busy servers of airlines to get an update! 

#6 Role of Freight Forwarding Companies

You have to understand the role of freight forwarding companies before you book air cargo online. All these additional facilities discussed above are a part of the services offered by the best freight forwarder in the business. So, you must choose wisely! 

Book air cargo online using the secure portal of a reliable service provider. Analyze your options and pick the company that will provide end-to-end support in the shipment. If your business is in the budding stage, you should seek professional help from a company that understands the nitty-gritty of this industry! 

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Decoding website development: Magento 1.x Vs. Magento 2.x

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Magento has been one of the best open-source platforms since its release in 2008. To keep up the pace with the advanced era of technology, Magento 2 was introduced in 2015 with enhanced abilities and features. So in terms of security, management, performance and so on, Magento 2 is always superior to Magento 1. And with the help of Magento development services from a proper development agency, your website can achieve that too by simple migration.

Typical analysis

With the better and improved Magento 2, there is a gap in investment between Magento 1 and Magento 2. Let’s check out if it’s worth it to upgrade even if you are invested in Magento 1.

How good is the new architecture?

There were lots of talks about the store performance of Magento 1 which has drastically improved in Magento 2. One can clearly see the new additions to the platform like Symfony, CLI, composer, PSR, CSS3, JQuery, Nginx, Gulp and so on.

Enhanced Performance

Time has always been crucial for all eCommerce businesses. The Magento 2 is the clear winner in terms of performance. It has been improvised even with a faster loading speed beating the standard of 2-3 seconds. With Magento you can avail newer updates and it can be handled comfortably with the loading speed of fewer than 1.5 seconds in the case of the homepage, category pages and all other product load pages. Any development agency who excels in Magento development services can optimize and make your website more sufficient.

Better Shopper Features

Magento 2’s new pumped-up shopper experience features are way more eye-catching than it was in Magento 1. Magento 2 has got the refined order summary supported with product images in the cart. Magento 1 gave up on the Accordion style in the checkout process and Magento 2 has shifted to 2 steps streamlined checkout. This allows the registered user to check out 29% faster and the guest checks out at a rate of 38% faster.

Payment Methods

With the introduction of Magento 2, the flexibility in its performance has been no joke. Payment method is one major issue in its previous versions. Now, Magento 2 supports more payment gateways (namely PayPal, Braintree, Authorize.net, etc) that were not assisted in Magento 1. Customers even experience the one-page checkout facility.

Improved Framework and dashboard design

Magento 2 beats its predecessors with improved framework management which is visible in code refactoring, data grid. Moreover, the modules can now be controlled by the applications themselves, if it has to be enabled or disabled. Magento 2’s dashboard has been improvised with fast data transfer and easy admin panel navigation making it highly interactive. The new comprehensive dashboard has the new features of showing real-time retail sales, top searched keywords, income tax, and bestsellers.

Support & Security

Magento 1 has had the technologies from back in 2009 for obvious reasons. It was stated that the support for Magento 1 will be up to June 2020 and then updates and security patches stopped.

But Magento 2, the successor of Magento 1, has all the new support to keep up pace with the current marketplace of e-commerce services. Magento 2 has provided features like voice search, lean application footprint, extended cache support, code automation and all of these can be availed by migrating to Magento 2 with the help of Magento development services agency. And more importantly, the developers keep adding new features with coming updates.

The cost?

With no further updates for Magento 1, it will be tough to maintain all properties with the potential risk of data theft. But to run an efficient e-commerce platform, a timely update is necessary to keep up the pace with the new electronic world economy and for that management, it will cost an additional amount of money to create and update with custom patches but with all the security services included it will be worth every penny. With all these extensive facilities upgrading to Magento 2 using magento development service will be worth it.

In case you want to migrate to Magento 2, it will be a relatively steep investment initially. But in the newer version, thanks to Magento, Magento 2 will keep getting the new updates and patches. Magento development services availed from a development agency will save you from facing a lot of dysfunctionalities and complexities . If you are looking for more information on both Magento 1 and Magento 2 please visit https://www.growisto.com/magento-website-development/.

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What to Expect in A Personal Injury Lawsuit

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Getting involved in an accident is never fun, especially not when it puts your health and safety at risk. If you were recently involved in one, and are thinking about seeking compensation for your injuries and, consequently, loss of wages, the first thing you should do is hire a Denver personal injury lawyer

Personal injury lawyers can help make sure you file your case within the prescription period, or the allowable time frame for you to make your case. You can rely on your lawyer to help you gather evidence, formulate strong arguments to prove liability, and represent you in court as needed. 

These are all important steps to take, and having a lawyer guiding you throughout the process allows you to take care of yourself and recuperate from your injuries. Here are some helpful tips to get you started when filing a personal injury lawsuit. 

Check for Insurance

If, for example, you get into a car accident, the first course of action you should take is to confirm if the incident is covered by insurance. This is important in determining whether you do have something to collect from the plaintiff later on.

On a more practical note, if it’s something that could be resolved with the insurance coverage, then you can simply collect from there. However, in many cases, collecting from insurance is very tedious and, sometimes, the claim even gets denied. A personal lawyer injury can help you pursue the collection if the defendant or their insurance is not being cooperative. 

File the Complaint

The sooner you file the complaint, the sooner your case can get going. This is an important first step to getting the compensation you seek. Once the complaint is filed, it must then be served to the defendant, so they can also prepare their response to your case. 

A personal injury lawyer can help you formulate a strategy that would be able to anticipate their defense, as well as define other areas where you could strengthen yours.

Gather Evidence and Present Witnesses

This portion occurs during the pre-trial and discovery period of the process. Presenting evidence and witnesses is crucial for the court to determine whether your case bears enough weight to merit a trial. This is also the time to agree with the other party on mediation or arbitration, if applicable. 

Trial

If the case does proceed to trial, it will be up to the jury to determine whether the defendant was indeed at fault, and so should be held liable and accountable for paying compensation. The amount of the awarded compensation relies on several factors, including the severity of the injury, medical costs, emotional and psychological damage, and loss of wages, among others. 

Settlement

In some cases, the defending party would like to close the case as soon as possible and so would offer to settle. Make sure to have your lawyer by your side so you can be sure that you’re getting a fair amount in relation to your injuries. 

They can also help stipulate the terms of the settlement, and ensure that you’re not going to get the short end of the bargain. 

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Find your silver lining.

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All minerals grow in a regular three-dimensional framework of atoms. Native silver (Ag) or native gold (Au) do not contain significant amounts of other chemical elements. Some minerals commonly combine with other chemical elements to form compounds. Silver commonly combines with antimony and sulphur, resulting in argentite (Ag2S) or pyrargyrite (Ag3SbS3). Silver atoms frequently lodge themselves within other mineral frameworks in minuscule amounts. For example, electrum is a mixture of silver and gold, and the lead sulphide mineral galena invariably contains trace amounts of silver.

It is not surprising that most mines that produce silver are polymetallic mines. These mines primarily produce silver as a by-product of the main commodity, often lead, zinc, copper, or gold. Poland, Mexico, Russia, Australia, Alaska, and Peru are silver producing countries.

Silver has a silver-metallic lustre, and it is a dense, soft, and physically pliable metal that conducts heat and electricity. Silver mining began thousands of years before the common era (BCE) in India, China, and Japan. The Ancient Phoenicians (present-day Lebanon) pocketed most of Spain’s silver around 800 BCE. Roman and Greek civilisations in 600 CE used silver coins as a monetary form of trade. Silver is used for ornaments, forms of currency, and household items and has been for many years.

Silver Usage

After World War II, industries started to used silver in electrical appliances, photographic film, and household items. The price of silver increased due to growth in these commodities.  In the 1960s, the silver price reached a point where it was becoming too valuable. To counteract this rise in the silver price, U.S. Treasury decided to sell off most of its stockpiled silver for $1.29 per troy ounce. Silver coin collectors descended on Washington, hoping to find rare and valuable coins for resale. By March 1964, this chaotic rush for silver came to an end because it was out of control. The U.S. Treasury sold the remaining vault silver at different intervals into the early 1970s.

Silver bullion is a bulk quantity of extremely high concentrations of pure silver, usually above 99.9% (.999). Bullion is cast into bars and sold by financial institutions and dealers. Coins also fall under the bullion umbrella. The weight and silver concentration in the bar or coin is the value of bullion. Government Mints and reputable private Mints guarantee the silver content in their bars and coins. Mints produce proof bullion coins and uncirculated bullion coins. The former is for collectors, and the latter is for investment.

Public demand for silver drives the price upwards. From 2020 to 2021, the silver price has hovered around $27.42.The silver price reached $28.55 in February 2021, the highest price in eight years.  The value of silver bullion is related to the weight of the silver and the spot silver price at that particular time of day.  However, collectors can go for appearance, historical interest, and rarity. The silver bullion market caters for both the investor and the collector by issuing artistic, rare pressings and various sized silver bars.

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