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How to use a money earning app to grow your home-based business?

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Are you looking for a business idea to grow or start your online business? If yes, you are at the right place. You may have come across several home-based business ideas online, and not everyone is lucrative. Nevertheless, a refer-earn program helps you earn money on every qualified referral you get. 

A personal loan referral program is one of the most popular affiliate programs to make money online. Entrepreneurs, part-time job seekers, agents, housewives, and students use the refer and earn apps to earn money without much stress and strain.  

Personal loans are the most sought-after products during a financial emergency. Banks and financial institutions compete with each other by offering instant loans through real money earning apps in Indiawhich allows one to earn money online. The personal loan referral apps from leading banks are one of them.

What is a Personal Loan Referral Partner Program?

With a personal loan refer and earn program, you can make extra money. IDFC FIRST Bank offers the MyFIRST Partner app to give you a chance to become the bank’s referral partner and help your family, friends, and colleagues in availing of a personal loan and earning a compensation after the loan amount is credited to their account. In short, you play the role of a connector and help them with the loan process and update them on the progress to earn money.

What are the benefits of joining the MyFIRST Partner Personal Loan Referral Program?

Being a part of the MyFIRST Partner loan program can be a lot more beneficial than you think. Some of the most prominent benefits are:

  1. Be a part of a reputed bank:  IDFC FIRST Bank is one of the top banks having several branches across the country. By registering with the MyFIRST Partner app, you represent the bank as a referral partner and can help your peers avail of quick loans. The bank offers one of the most trusted money-earning apps in India, which makes it easy to convince people for loans.
  2. Assist family and friends in getting a personal loan easily: Through the personal loan partner program, you can guide people in getting personal loans based on their requirements. The bank offers personal loans for different purposes such as a medical emergency, home renovation, education, and travel. Since the documentation process is simple and there is no paperwork involved, the loans are approved quickly. 
  3. No investment: Most online money apps ask for some investment. With the MyFIRST Partner app, you can earn money without any investment other than time. The requirements for this are very straightforward. You must be 18 years or above, you need to be a citizen of India and your residential area should be in a serviceable location. These are the requirements you need to fulfil before you start getting referrals and earning.  
  4. Complete assistance from a dedicated team: Support teams are crucial as they are a direct point of contact for the customers. Therefore, IDFC FIRST Bank has a dedicated support team that specializes in solving any issues or queries about the app, registration, technical issues, and money payouts. They are available round the clock, and you can either send an e-mail or call them over the phone.
  5. Earn money after every loan disbursement: The refer and earn apps let you earn money by referring personal loans to your family or friends. The more people you refer to, the more you can earn. You will get the money on your account when the loan amount has been credited to your referral’s account. The accrued money will be credited to your bank account every fortnight.

In its endeavour to provide its customers with a superior user experience, the app is updated on a regular basis.With a simple registration process and zero  investment, the IDFC FIRST Bank referral program is one of the best ways of starting or growing your home-based business. 

 

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Business

How Can You Stay Safe Online?

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Table of Contents

Types of Online Cybersecurity Threats

Malware

Spyware Threats

Hackers and Predators

Phishing

How to protect your devices from malware

Some simple rules to reduce risk

Users are told to stay safe online from the day they begin using the internet. Children are warned from an early age not to speak to strangers, and parents are required to keep an eye out. Even when we grow older, we are required to be alert and wary of the numerous threats that we can fall victim to at any time. To help clear the air, we have listed some of the threats you are bound to face online and tips to stay safe.

Types of Online Cybersecurity Threats

There’s more than just one type of threat you will face online. Some of the creative ways that hackers and scammers can target you are listed below.

Malware

One of the most commonly known threats in computers is software and files that are downloaded onto your computer through a network that has the ability to steal, infect, or do anything that the attacker wants. A computer virus is a specific type of malware meant to cause issues in your device and alter operations without the user’s knowledge. There are other threats out there too, such as worms, adware, and ransomware to name a few.

If you want to avoid viruses on your computer, be mindful of the type of files you download and the websites from where you download them. You can make use of the security settings in your browser to warn you about any corrupted or suspicious downloads. You can also install updated anti-virus software that can detect any viruses on your system before they do any harm.

Spyware Threats

Another security threat that can monitor your activities online and even install programs on your device without consent is known as spyware. As the name suggests, the threat allows the scammer to spy on your device.

One of the ways you can ensure that this isn’t happening to you is if you read the terms and conditions, you can learn if the software may be tracking you. Avoid clicking on links that you find suspicious, and stay alert when browsing the internet.

Hackers and Predators

You need to remember that there are people behind the screens, responsible for creating cyber threats that attack your device. Hackers are simply programmers who like to victimize unsuspecting users into giving away personal and sensitive information. If you are not careful, you could end up sharing credit card details with strangers and or lose access to your data. You can download online security tools to protect yourself from cyber threats.

Phishing

One of the most common ways cybercriminals could target users is by trying to steal your financial information by sending you fraudulent messages and emails. These attacks are very effective as many users mistake the emails to be genuine and end up sharing sensitive details.

How to Protect Your Devices From Malware

It is very easy to protect yourself from malware if you follow the following tips and rules.

  • Make sure that you have installed an updated anti-virus software from a reputable company onto your devices—even your phone and tablet. Make sure to update your software regularly.
  • Firewalls are network security system that monitors incoming and outgoing traffic. With the help of firewalls, you can protect your sensitive data from being infected or stolen.
  • Enable your browser security settings so that you can get warnings when you visit suspicious websites.
  • Remember to protect your profiles and devices with strong passwords.
  • Avoid using public networks when you are outside. And if you have to use a public network, avoid logging into your bank accounts and other personal profiles.
  • If you get emails that have attachments, keep your guard up. Don’t open any links in emails from unknown users, and avoid downloading any files.
  • If you are downloading files online, make sure you do so from a trusted website. Otherwise, you may risk downloading malware onto your device.

Some Simple Rules to Reduce Risk

An internet connection is no longer a luxury in any household. We all need a high-speed AT&T internet connectionthat you can find by browsing through AT&T bundles. But once you do start surfing the internet, you need to take some steps to stay safe.

  • Check that the emails your open are received from trusted contacts. Scammers can make emails look genuine and convince users to give away their personal information.
  • Check if the website has HTTPS at the beginning of the address, which indicates that the website is secure.
  • Avoid responding to messages from strangers on any social media app, email, or messaging platform.
  • Avoid sharing your details on social media apps, as they can be collected and used to steal your identity.
  • Create strong passwords for all your profiles and change them regularly. Don’t use the same password for all your accounts.

Bottom Line

There You Are!

Just keep these safety tips in mind, and you can make your online experience significantly safer for yourself and your loved ones.

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Business

Tips for Google Indexing to Boost Your Online Presence

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The internet is filled with a vast volume of information. It is very easy for users to get confused with this information overload. This is why search engines were created in the first place to bring a semblance of order into this information chaos. Now, whenever a user types a query in the search bar of Google, a list of the most relevant results is presented in a neat way for them to sort through.

Before you start this process, you need to ensure you have a reliable internet connection. Contact MetroNet Espanol to get high-speed internet.

If Google doesn’t index and recognize your site, know that this will make you practically invisible in the organic results. So, follow the pointers mentioned below to have your site indexed by the top-performing search engine of the world, Google, thereby gaining visibility in its results.

Inspect Your Site’s ‘Indexed’ Status

Google might already be crawling your web pages and indexing your site, or it might not be doing that at all. How can you check the ‘indexed’ status of your site? There are two ways to do that.

Head over to Google and in the search bar type your website’s main domain or any specific page’s URL with the ‘site:’ operator. Hit search and see the number of pages that Google recognizes and indexes. If no results come up, this means that Google hasn’t indexed your site and you need to fix it.

Are you a Google Search Console user? Then, things become relatively easier for you. Simply open the Console, click on the ‘Index’ and check the extensive ‘Coverage’ report, which shows the number of valid pages with and without warnings. If there are zero issues, then Google has indexed some pages of your site; if not, then there are red alerts that you need to tackle. Another method is to copy-paste the URL in the ‘URL Inspection’ search bar, which will tell you right away if the page/site is indexed or not.

Reach Out to Google and Issue a Request

Creating a new webpage for your site or updating an old one necessitates that you inform Google about the change. This will then allow Google to adjust its algorithm to make your site more visible. How can you get Google to index the pages it hasn’t already crawled? By requesting, of course.

Open your Google Search Console profile (if you don’t already have one, it’s free to set up, and don’t even get me started on its benefits for a website owner). Next, go to ‘Index’ and then, ‘URL Inspection’. Paste the URL you’d like to get indexed, run the search, wait for Google to check the link, and then tap that ‘Request indexing’ button. It’s as simple as that.

Fix In-Site Problems That Prevent a Smooth ‘Indexing’

What’s stopping Google from automatically crawling and indexing your site and its pages? What are the underlying problems that are hurting your site’s organic visibility? How can you avert them and rank better than before? The following are a few of the in-site issues that you can check and address respectively:

Robots.txt Blocks—This standard is used by websites to communicate with web crawlers. If the robots.txt file shows a ‘disallow’ for all the pages or any specific page of your site, then it means that Googlebot can’t crawl them, and if it doesn’t crawl, it can’t fetch the pages back to Google index and can’t make your site visible in the result stream. So, fix the issue by removing the ‘disallow’ from the protocol for the pages you want to be indexed. Check the ‘Coverage’ report in the Console for better scanning and cleansing.

Unnecessary ‘noindex’ Tags—Sometimes, web owners like to keep a page or two private, which is why they apply the ‘noindex’ code in the meta tags, eg. <meta name=“robots” content=“noindex”>. This gives the Googlebot a signal to stay away. If all your pages have been unnecessarily tagged, then remove them and allow the bot to crawl and index.

Misplaced ‘Nofollow’ tags—When a ‘nofollow’ relational tag is applied to a page, the target links on that page are dropped from the graph of the web, which deters Google from crawling and indexing them. You can check this by running a site audit, correcting the misplaced rel=”nofollow” and making sure that all the right internal links are followed.

Summing Up

Creating a website is one thing. Ensuring that it gets adequate following is another. Hopefully, the tips mentioned here will help you get your website indexed on Google in an efficient manner. Once you are done indexing your website, it is time to entertain yourself. Sign-up for a MetroNet TV package to get the best home entertainment.

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Business

How to Use Google Adwords for Your Business in 2022?

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Operating an online business is not a simple thing. Success in digital marketing needs a lot of trafficking on your company website, especially when competing with some big giants companies with infinite marketing budget profit through their advertisement.

This is where Google Adwords is a Professional Adwords Agency through their advertising which authorizes the business to show their ads on paid or non-paid advertisement sites.

Google Adwords is the most beneficial and common tool for businesses that want to get online customers.

Top 5 Benefits of using Google Adwords in 2022!

Pay for Result

With the help of PPC and Google Adwords, businesses only have to pay for the clicks on the ads and not for the impression. This is the PPC advertising model. So when a consumer views their website and only pays that time the business can save lots of money. In Google Adwords, it is the topmost advantage.

Precise Targeting 

Business holders can assure their ad with Google’s various targeting choices, which are only depicted to potential buyers. To their targeted audience, businesses can prefer a certain time. Moreover, business holders can filter their audience according to age, geographical location, keywords, etc.

A familiar example is that a percentage of businesses rule runs ads only from 8 AM to 5 PM – from Monday. This is generally because companies are shut down or slower on the weekend. This can enable maximized ad spending.

Track the Performance

Google AdWords permits businesses to track their advertisement performance. Google Adwords also counts those who think about taking action towards your website after viewing it. At this point, as a part of your online marketing strategy, Google Adwords is an edge to bring about beneficial results.

But the thing is, this isn’t always accurate in every industry. So to observe it is eligible for your business, definitely give it a try. And for some brilliant optimistic options, you should give it a try.

Target a Preferred Device

You can select your preferences from the tablet, desktop, mobile, or smartphone devices for searching networks. In these networking businesses, you also can target your target audience through devices like windows or iPhones. After a certain time, Google AdWords authorizes companies to select specific devices for their ads will be disclosed.

Faster Results than SEO

SEO works slowly and steadily and offers organic results that are long-term; however, if you require fast, swift results then Google Adwords is your wisest option. It will provide you instant ranking, leads and conversions.

Conclusion!

In the end, we can say Google Adwords is an unveil powerful tool ever, whether it’s about welcoming new customers to your small business or dealing with big marketing giant companies. This site can give you real advertising money. Besides the intelligence of a Professional Adwords Agency, you can also gain constant knowledge and huge success. It also saves time, costs and maximizes the visual performance of the site.

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Business

Look for a free Amazon sales estimator.

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You can use the Sales Estimator to look up a product’s monthly sales volume by entering its ASIN. You’ll see the number of vendors in addition to the sales forecast, so you’ll know how fierce the competition is. You may also look at a product’s price and sales volume since it was first added to our database. You’ll have a better notion if it’ll perform well in the future this way. Before placing an order with your supplier, you can use this method to see if a product possibility is worth pursuing. It is essential to know about Amazon’s sales estimate.

Know about Revenue Calculator

The Revenue Calculator is a sample tool that compares product revenue predictions based on the fulfillment channel utilized. Easily check which costs apply to each fulfillment option and estimate sales volume to compute total proceeds and per-unit sold estimates.

How to Make the Most of the Revenue Calculator

  1. Look for the merchandise.

Search by keywords, such as the ASIN or product name, to identify a product that already exists on Amazon or in your listings. Select Define product and specify the measurements and product category for a product that isn’t yet on Amazon.

  • Enter the price and shipping charges.

If you choose an existing product, the Featured Offer will automatically populate the pricing and shipping information. You can change the Item pricing and Shipping fee for seller fulfillment at any moment for products that haven’t been posted yet.

  • Cost estimates should be entered.

Enter an estimated cost of goods sold for each fulfillment option to generate precise profit per unit estimates. Include your expected fulfillment costs and any other fees you wish to pay, such as FBA bagging and labeling service add-ons.

The Revenue Calculator includes fees.

Know about the fees for referrals

  • If applicable, FBA fulfillment fees for items sold in Amazon shops, including lithium batteries and special oversize handling.
  • Storage fees are charged every month (the calculator assumes inventory is stored in the country selected)
  • Closing costs that vary

What is the Zonbase Sales Estimator, and how does it work?

  • Open Amazon.com and look for the product you’re interested in.
  • Open the product description page after searching through the results for the product that most closely matches your product idea.
  • Copy the ASIN of the product by scrolling down.
  • Select the Amazon marketplace in the Zonbase Sales Estimator tool, and paste the product’s ASIN.
  • The Sales Estimator tool will estimate the product’s monthly sales in seconds.

Final thoughts

For Amazon sellers, and Amazon sales estimate is a critical tool. Sellers can use sales estimators to analyze their average monthly sales from a single location. In some cases, sales estimators can evaluate individual goods, categories, and even stockpiles. For checking your monthly sales, Amazon Sales Estimator is a must-have tool.

Amazon is today one of the world’s largest online marketplaces. Without the correct information and tools, it’s impossible to stand out as an Amazon seller among millions of merchants and billions of products. A Sales Estimator is a helpful tool for Amazon sellers because it can help anticipate possible sales success.

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Business

What to look for in a display fitting supplier store?

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If you are a retail store owner, you will require lots of display equipment for the store. The initial investment you make for these products is worth it because the store display is crucial for enhancing merchandise sales. 

In Canada, companies like Displetech have been specializing in display fittings since 1986. Take a look at some of the most essential pieces of display equipment you need at a store. 

List of essential display equipment in a store

Depending upon the type of store, display fittings will also differ. For instance, in a supermarket, you need more multisystem racks and wall systems.

They make efficient use of floor space and give maximum visibility to the products displayed. Multi-systems also allow the display of more items than any other display equipment. 

Similarly, mannequins and mirrors are must-haves if you are running a garment store. It is the mannequins that invite people into a clothing store by displaying attractive products on them. 

So, if you do not have a set of mannequins in front of your store, you now know why there is a shortfall in customers and sales. Mannequins also help regular customers know that new products have arrived at your store. 

Mirrors are also important because customers buy products only after they are satisfied with them. If you have well-placed mirrors that help enhance the beauty of clothes on the customers, the chances that the customer will buy the product are very high. 

What about other tools required to run a store?

Packaging and labeling products are also required for the store. Most retail display fittings suppliers sell packaging products as well. 

Nowadays, there are certain Covid precautions that shops have to take. Glass shields at counters, automatic sanitizer dispensers, metal stands to keep the sanitizers, and custom-made masks for employees are also an essential part of running the store. 

Make sure that you buy these products to avoid getting penalized. 

Where to find these pieces of equipment?

You can check out online sites of retail store suppliers. Online catalogs will have pictures and descriptions of products they sell.

You can also contact the suppliers to make custom orders. Also, you can ask other shop owners where they got their display fittings done. 

Concluding thoughts 

If you are clueless about how to display products in your store, try contacting a retail store supplier. They will help you plan the display layout for the store and will give suggestions on the types of display products you can buy to keep your store products. 

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Business

6 Ways To Grow Your Online Business

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In recent years, online businesses have been growing exponentially. There are many reasons for this: the internet has made it possible for businesses to reach a global audience at a fraction of the cost of traditional marketing methods, and consumers are increasingly turning to the internet to find products and services. If you’re looking to grow your online business, here are 7 ways to do it:

  1. Know your customers

The first step to growing any business is understanding your customers. Who are they? What do they want? What are their needs and desires? Once you have a clear understanding of your customers, you can begin to create products and services that appeal to them. Do your due diligence by conducting some research to find out valuable information about your target audience. Find out more about their purchasing patterns, their needs and wants, and so on.

  1. Create valuable content

One of the best ways to attract customers to your website is by creating valuable content. As it is, contact is king. This could be in the form of blog posts, articles, infographics, videos, or podcasts. When you create interesting and useful content, people will not only visit your website but will also share it with others. Ensure that your content is unique and interactive, only so you will easily capture people’s attention.

  1. Make use of social media

Social media is one of the most effective ways to reach potential customers. By creating social media profiles for your business and filling them with interesting and valuable content, you can attract new customers and keep them coming back for more. Additionally, social media allows you to connect with customers on a personal level, building trust and loyalty.

  1. Use search engine optimization

If you want your website to be found by potential customers, you need to use search engine optimization (SEO). SEO is the process of optimizing your website so that it appears high up in the search results when people search for related terms. There are many ways to do this, but some of the most effective include using the right keywords in your content, building links to your website, and improving your website’s load time.

  1. Manage your online store

Online store management is essential for any business that wants to sell products or services online. Using the right eCommerce platform allows you to manage your inventory, process payments, and track sales. Additionally, eCommerce platforms make it easy to set up a shop on your website and accept orders from customers worldwide.

  1. Use paid advertising

Paid advertising is a great way to reach more potential customers quickly and easily. By targeting your ads to specific demographics and interests, you can ensure that your ads are seen by people who are most likely to be interested in what you have to offer. Paid advertising can be expensive, but it can also be very effective in generating leads and sales.

Take Away

Online businesses are thriving, and there are many ways to grow your business online. The tips mentioned above will give you a good foundation to start with.

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Business

Right Age for Retirement Planning and How to Go About It

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Retirement planning is crucial for living a stress-free life after retirement. Furthermore, it is essential to start planning retirement from the right age.

In this article, we will discuss how to plan for retirement.

A retirement plan is essential to build funds to pay for emergencies, meet goals, etc. It can help the person live a hassle-free life after retirement. There are various reasons why people need to create a retirement plan-

  • To Pay for Medical Expenses

As a person gets older, his/her health problems might also increase. Furthermore, as medical costs are rising significantly, it is necessary to accumulate funds for a medical emergency. Therefore, it is crucial to consider building funds for healthcare expenses. Also, buying a health insurance plan is recommended as it can provide financial assistance to pay for medical expenses.

  • To Pay for Everyday Expenses

Without regular income after retirement, it can become difficult to deal with day-to-day costs. However, by creating a good retirement plan, an individual can build funds to pay for everyday expenses.

  • To Meet Retirement Goals

Most people plan on achieving their goals once they retire. A lot of them might have goals of starting a business, living a luxurious life, etc. In order to meet these goals, a person will need to accumulate a huge amount of corpus. Hence, planning for retirement is crucial for achieving these goals.

The Right Age to Start Retirement Planning

While planning for retirement is crucial, starting from the right age is also important. Generally, it is recommended to start retirement planning as early as possible. This will allow an individual to generate a significant financial corpus as he/she will have many years to accumulate funds. However, if a person fails to start planning early, then also he/she can accumulate sufficient funds to live a stress-free life after retirement.

Let’s take a look at how people should plan retirement as per agegroup-

  • For People in Their 20s and 30s

This is the best time to start retirement planning. People in this age group can take higher risk as they have many years to build a corpus. Higher risk can allow them to earn higher returns. It is recommended that people in this age group consider investing in the stock market. This is because stock market investments can help them earn higher returns.

  • For People in Their 40s

People in their 40s also have many years to build funds. While they might find it difficult to make huge investments due to regular expenses, it is recommended to look for good retirement plans that can safely grow their investments. For instance, they can invest in child plans to accumulate funds for their kid’s higher education. Furthermore, they can opt for retirement plans that enable their investments to grow.

  • For People in their 50s

People in their 50s might face problems when planning for retirement. However, to build a sufficient corpus, they can allocate more money towards their investments and savings.

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Business

Mortality Charges in ULIPs – A Detailed Guide

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Mortality charges are an integral part of all life insurance policies, and Unit Linked Insurance Plans or ULIPs are no different. When you buy ULIP or any other life insurance product, the insurance company promises to pay the sum assured or the death benefit to the nominee if you pass away during the policy period. And to provide life cover, the insurers charge a mortality fee, which is deducted from the fund value. 

Now that you know what ULIP means and what mortality charge is, let us understand the working of mortality charges in ULIP with an example. 

Miss. Archana Pawar, a 25-year-old woman, purchases ULIP with a sum assured of ₹10 lakhs and pays an annual premium of ₹1 lakh. In the event of Miss Pawar’s demise, the insurer will pay either the death benefit amount or the fund’s value, whichever is higher to the nominee. 

Let us assume Miss Pawar passes away in the fourth year of the policy, and the fund value is ₹5.5 lakhs. In this case, the nominee will receive the sum assured amount, i.e., ₹10 lakhs, as the death benefit. Insurance company bears the risk of providing life cover and, therefore, levy mortality charges to cover this risk. 

How do insurance companies charge mortality charges?

Insurance companies decide the mortality charges based on several factors such as the sum assured of the policy you buy, age of the policyholder, lifestyle habits (whether you smoke or consume alcohol), health condition, etc. Generally, the insurers deduct the mortality charges every month, and when you buy the policy when you are young and healthy, the charges are lower. 

What is the formula for calculating the mortality charges?

In India, most reputed insurance companies use the following formula to compute mortality charges: 

Mortality charge = mortality rate (for the attained age) x sum at risk/1000 x 1/12

Can you get back the mortality charges?

Over the years, ULIPs have evolved significantly. Today, insurance companies offer a variety of ULIP plans with customer-friendly features. And one such feature is the Return of Mortality Charges (RoMC). Many experts suggest that the introduction of RoMC is a welcome move to attract more investors towards ULIPs and increase the returns potential for the customers. 

With the Return of Mortality Charges feature, you can be assured that the insurance company pays back the mortality charges you have paid during the policy term when the policy matures. The amount is added to your fund value at maturity. However, you must pay the premiums on time and avoid surrendering your policy to get the maturity charges back. 

Thus, mortality charges are an integral part of ULIP. However, new features like the RoMC enhance ULIP investment benefits and help you accomplish your financial goals faster. Like any other insurance policy, compare different ULIP policies offered by different insurance companies and choose the one with the most favourable terms, conditions and affordable premium. 

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Business

Why Should Women Go for Term Insurance Plan?

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Back in the day, men were the primary caretaker of a household. The financial responsibilities depended on their income. Therefore, they purchased life insurance to safeguard their family in case they lose their lives in an unforeseen situation. Now, things are different, and a lot has changed for the better. Women these days are much more financially independent and equally, take care of the household finances. They make money and invest money. There are several households these days that are run by a woman alone or via partnership. As society is progressing, women are being more financially literate and planning for their future. Buying insurance is one such step a woman can take in order to safeguard the life of her loved ones in her absence.

While there are several types of life insurance, here is why women should opt for term insurance plans –

Why buy term insurance?

As a woman, there are several financial needs and responsibilities that you cater to. When you are looking for a life cover, term insurance can be your perfect fit. Term insurance provides life cover to individuals for a stipulated time period. The biggest perk of term insurance is that, with affordable premiums, you can get a huge sum covered. It protects your loved ones without digging a big hole in your pocket. Here are some benefits of term insurance

Securing your loved ones

Your family’s financial health is impacted in the case of your sudden demise. Term insurance acts as an income replacement in your absence. An earning member of the family should buy insurance irrespective of gender. Women have a higher life expectancy than men, and hence, get offered lower premium rates comparatively. Buying term insurance will ensure that your nominee receives the sum cover and is covered financially in your absence, too.

An investment for the long haul

While women are walking with men at work, studies reflect women do not invest their money as much as men do. Buying insurance will be one of the important financial decisions for the long haul. When you buy an online term plan or offline, you are securing the life of your loved ones. Affordable premiums do not dig a hole in your pocket. Also, apart from the financial benefits of a term plan, it also helps you save income tax.

Riders that secure against critical illnesses

Life these days is unpredictable, with growing pollution and unhealthy lifestyles causing life-threatening conditions. There are certain diseases and critical conditions that are specific to women, like breast cancer and cervical cancer. These have increasingly become common over the last few years. Statistics show that 30% of the cancer cases in India comprise of breast cancer. 12% of cancer cases in India are cervical cancer. When you buy an online term plan or offline, check the riders the insurer is offering. There are riders you can club with your term plan that provides cover against critical illnesses. So, if you get diagnosed with an unexpected critical illness in the future, your insurance bears the medical expenses and treatments. These illnesses require huge funds. A critical illness rider ensures you don’t have to worry about the expenses of your treatments.

A safety net for retirement

While planning your finances, you need to ensure that you have enough funds post-retirement to live the life you want. There are several term insurances that a woman can purchase for availing of maturity benefits. When the tenure of the policy is over, you will get a sum assured as per your policy. With the growing inflation and health expenses, it is good to plan your retirement as early as possible.

The above term insurance benefits reflect the importance of having a life cover. It empowers you and leaves you stress-free. It ensures that your family is financially secure, with or without you. When you are browsing through various plans, use the term plan premium calculator online to know your premiums. Choose a premium that you will pay through the years with ease.

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